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Showing posts with label Banker. Show all posts
Showing posts with label Banker. Show all posts

Wednesday, 17 August 2011

Stuart's Daily Word Spot: Banker

Various Federal Reserve Notes, c.1995. Only th...Image via Wikipedia
Banker: noun – a chiseller, selfish user, cheat, liar, destroyer of worlds, wanker (of course), greedy pig, money worshipper, materialist, …. I’m sure you can add your own to this list of synonyms; please do.

‘The banker promised to do the best he could for the customer but discovered that this would be inconvenient for him, so helped himself instead.’

‘Counting his customers’ money, the banker decided he had more right to it than the lawful owners, so devised sophisticated methods to rob them of it.’

‘Advising his customer to take out the low interest mortgage, because it was cheaper than that offered by the opposition, the banker smiled as he slapped on an unjustified and swingeing handling fee that was mentioned only within the fourth paragraph of the nineteenth page of the small print.’

‘The customer didn’t want or need Payment Protection Insurance, but the banker included it in the loan anyway, knowing that most customers would either not notice or be too lazy or intimidated to demand its removal.’

‘When I asked the banker whether the Payment Protection Insurance would apply at once in the event of redundancy or sickness, she assured me this was the case. However, when I was made redundant a short while later, I learned that the PPI would not become effective until I had been out of work for 6 months.’

‘The banker promised the government that he would lend money, at reasonable rates, to any viable small business that applied for it, but he made the process so difficult and costly that very few felt it was worth their while.’

‘When bonus time came around, the banker decided that normal rules - requiring some evidence of achievement, success or extraordinary effort to serve his customers – would not apply to those in the banking industry, so they paid everyone above a certain level of seniority excessive sums regardless of performance, and all the bankers were happy.’

I know this is an extra; but, hearing the news about mortgage lending schemes with small print and excessive handling charges, I just had to have my say.

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Wednesday, 13 July 2011

Stuart's Daily Word Spot: Economic or economical


Economic or economical:
Economic:  adjective - of or relating to economics; relating to, or based on consumption, production and distribution of goods and services; of or relating to an economy; possessing practical or industrial significance or uses; affecting material resources; the science of economics.
Economical  adjective - marked by careful, efficient, and prudent use of resources; operating with little waste or at a saving; sparing.

So, a person is not generally economic, but it may be that the same person uses economic theory and practice to determine the most economical use of resources. Anything that is economical is generally characterised by saving money or resources.

‘The economic indicators all showed that the country’s finances were in serious debt following the disastrous collapse of the banking system at the hands of greedy and imprudent bankers.’

‘Caroline was so economical with the truth that it was difficult to give credence to anything she said.’

Picture: a farm nestling in the ripening wheat fields a short walk from my home.

Saturday, 12 February 2011

Stuart's Word Spot: Ubiquitous

FINANCIAL SERVICES CENTREImage by infomatique via Flickr
Ubiquitous: adjective - omnipresent, present, found, or appearing everywhere;

'The inability of politicians to comprehend honesty appears as ubiquitous as the failure of bankers to understand the meaning of theft.'

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