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Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Wednesday, 23 April 2014

Writers’ Earnings

English: J. K. Rowling, after receiving an hon...
English: J. K. Rowling, after receiving an honorary degree from The University of Aberdeen (Photo credit: Wikipedia)
I was recently tempted to make a comment on a discussion forum relating to the earnings of writers and it prompted me to write this post. 

There’s a great deal of inflated expectation from new writers, or those who wish to become professional writers. Many members of the public have grossly exaggerated ideas of author’s earnings, largely driven by headlines concerning such popular figures as JK Rowling and others. If you’re a new writer and you hope to make a living at the craft, please think very carefully about what you’re going to do. It’s true that some writers make a fortune, but the vast majority earn insufficient to make a living.

One way of ensuring a living wage is to become an employee working for a recognised organisation, of course. Journalism is considered a great background for many forms of writing, for example. Look into real job prospects, explore the reality of wages. But, please, don’t give up the day job and set about penning your wonder novel without understand the facts about writers’ earnings. So that you can do that more fully, I’ve attached a few links to recent features below.


Please read these BEFORE you go and tell your boss what he can do with his ******* job, won’t you?


There are more, if you do the usual Google search (or any other useful search engine) but this should give you enough to make you consider your options. Good luck if you decide to go ahead.

Of course, if you're a real writer, you'll write anyway: it's a compulsion for those of us with the disease and we're unable to ignore it, regardless of wealth or poverty. We do it because it's who we are.
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Friday, 31 January 2014

The Writer’s Priorities. Part 2

Portrait of Samuel Johnson commissioned for He...
Portrait of Samuel Johnson commissioned for Henry Thrale's Streatham Park gallery (Photo credit: Wikipedia)
Timing, they say, is all. An odd coincidence occurred today. I was due to write this post, as a follow-up to last week’s effort. But, I’d also determined I would enter at least 4 writing contest during the month, and I’d only managed 2 entries by yesterday. In preparing for the other two, I went online and discovered at the top of my emails an alert to the Writers’ Village blog I follow for its excellent advice and content. The subject matter was ‘A Simple Idea That Can Sell a MillionBooks’. Bearing in mind what I said last week about money as a motivator, I thought I should at least read the piece. If you click on the title, it’ll take you to it.

It was one of those posts, of which there are many these days, promoting the idea that money can be made from writing by doing a great deal of it and getting it published, more or less regardless of the quality. It’s a persuasive argument for a lot of would-be writers and there’s evidence that this approach does, indeed, earn its better practitioners money. I had to make a comment, of course.

So; back to the theme of this post. Priorities. Do you know what yours are? Are you driven by money? James Boswell, in his Life of Samuel Johnson, wrote, ‘No man but a blockhead ever wrote, except for money’. However, Samuel Johnson himself wrote, ‘The only end of writing is to enable the readers better to enjoy life, or better to endure it’.

My own primary aim is to increase my number of readers. It’s been suggested that the easiest way to do so is to charge nothing for the books. I do have a short story offered free; But, Baby, It’s Cold Outside is a bit of seasonal cheer to make readers smile. But it’s been proved, many times, that in general terms, people place little value on something that has no worth placed on it by the producer. So, I compromise and price my books at what seems a fair cost for the piece on offer. Before I place a piece to market, I spend as much time as is needed to make it the very best I can. My priority has been quality at the expense of quantity.

Perhaps I’ve been too concerned with this aspect, since it’s clear that many readers are not really concerned with the quality of the writing. I’m not sure, to be honest. But, in the interests of discovering whether my writing can stand the rigours of quantity and remain both accessible and readable, I’ve decided to devote this year to more in the way of quantity.

So far, I have 7 books available, published over a period of 5 years. This year I aim to produce a further 4 titles. Nothing like the quantity that many of the genre/formula-fitting writers produce, of course. But a challenge, if quality is to be maintained.

So, my priority for this year is to write, and publish, 4 new titles. This means that certain other activities will necessarily have to be curtailed. Much less time with Twitter, Facebook and the other social networks to which I contribute. But not a complete cessation, of course. I will still need to let people know about my writing, after all.

Last week, when I wrote the first part of this post, I had little idea where I would end up. I’ve now set my aims. Do you have targets, aims, priorities in your writing life? If so, please share them with us here.


Oh, and I will try to maintain a post each week here on the blog, of course.
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Saturday, 6 October 2012

Is Society Organised for Business or for People?

International Money Pile in Cash and Coins
International Money Pile in Cash and Coins (Photo credit: epSos.de)

An odd question, or one you think should be considered? I suspect your view will be influenced by your basic attitude to the place of money in society.

Why would I even ask the question? I look at the world around me and view the priorities cited by government, commerce and those with a real interest in environment. What I see is a society slewed toward the making of money as a primary purpose. But isn’t money supposed to be the tool, the helpmate of humanity? Isn’t trade, and all those services involved with manufacturing, production and delivery, intended to serve mankind?

When I look at the world, I see that the production of wealth is actually the prime purpose of most commerce. Now, I fully understand that we can’t live in a society where barter takes the place of currency, but I do question the value we place on the process involved in increasing wealth. Businesses appear to exist primarily for the benefit of their shareholders, so that their customers are, in fact, at best a secondary consideration rather than the primary cause of activity.

Banks are probably the best illustration of what I mean: Banks were set up to provide a service that would allow the lending, borrowing and security of the funds of their customers to operate to the benefit of those customers. But the current system benefits primarily the bankers and those institutions and individuals who hold equity in the business itself. The customer who wishes to take advantage of the lending system is now seen more as a threat than a natural client. Customers are viewed as a source of extra income, often by the employment of questionable schemes to extract more money from them to be placed into the banks’ coffers. (There are many examples of this, the recent scandal of mis-sold PPI is simply the most obvious).

Sport is another area where money has become the prime purpose of participation. Football, in particular, has fallen victim of the money men. What used to be local clubs, with locally trained and selected teams, and whose object was the raising of local pride in association with the clubs’ successes, have now become simple businesses. They no longer have any real connection with the locality in which they reside. The teams are made up of international ‘stars’ of questionable value who are paid obscene amounts of money in order to progress their teams to gain more money for the club owners. In the rush to make more and more money from sport, all ideas of sportsmanship have receded to be overtaken by cynical gamesmanship. And this change is so pervasive that many of the fans and players aren’t even aware that cheating, play-acting and tricks are damaging both the sport and society in general. And all this because huge sums of money are on offer from the various media companies who distribute the product to the masses.

Religion has joined the rush for money, in spite of the injunction to the faithful that they should eschew material riches in favour of spiritual rewards. The Roman Catholic church is an obscenely rich organisation that begs for more income from its impoverished congregations whilst keeping its leaders in ostentatious luxury. The Church of England cries out for public funds to repair and support its many crumbling buildings, whilst remaining one of the richest landowners in the country.  I don’t know much about the Jewish and Islamic institutions, but I’m willing to bet they are similarly wealthy whilst many of their adherents remain in poverty.

I could go on with examples, but that would be pointless. My concern is with the way in which we have allowed money to become our master and, in the process, allowed those who own the most money to have power over the vast majority who have little or none. What was intended as a tool to aid interaction and prevent chaos in a growing population has become a weapon in the hands of a very few powerful institutions and individuals. A weapon of control, which promises to become eternally self-perpetuating unless we do something radical to overturn the supremacy of money in the use and abuse of power and return governance to the mass of people.

It is demonstrably unjust that there are individuals who have personal incomes and wealth greater than the GDP of some small nations. It is demonstrably absurd that some individuals have colossal wealth when there are many who have none. We have been sold the idea that those with wealth have somehow deserved it, that they are solely responsible for the good fortune that has happened their way. Please don’t spout the old chestnuts about ‘getting what you deserve’ and ‘work hard and you’ll succeed’ at me. I touched on those two lies a while back and the links (one below) will take you to my arguments.

The simple fact is that no individual ever has been or ever will be deserving of wealth disproportionate to their efforts. The tycoon who claims to be a ‘self-made man’ conveniently forgets that he could not even have risen from his bed in the morning without the help and input of a multitude of other people. For those who find this concept difficult to grasp I feel I must give an example. We all need food to survive. Let’s take the basic loaf of bread, without which our tycoon could not perform, due to hunger. Someone has first to plough and till the ground so that it can be seeded with grain. The crop has to be gathered and transported along roads, made by many more individuals using the tools and machines made by other individuals. At the bakery, more people are involved in turning the raw material into a food product, using machinery and electricity that depends on other individuals for manufacture. Once baked, using power derived from sources mined or generated by yet more people, the product is transported, using fuel and materials produced by other individuals. Eventually, the loaf arrives in the shop to be sold and is there dispensed by even more people. Along the way, we have also to consider the road sweeper who keeps the highway clear to permit the transport to move, the rubbish collector who disposes of the waste that would otherwise clog up the works, the teacher who educates all the people involved in the various process, the nurse who cares for those who fall sick along the way, the unpaid parents who ensure the children get to school…do I need to go on? The reality is obvious. But we seem to have fallen into the trap of believing that certain individuals somehow contribute a great deal more than the rest of us. It simply isn’t true.

The only real difference between the wealthy and the poor is often due to luck, preferential birth circumstances, the possession of a peculiar talent or the wicked selfishness and greed that allows some to ignore the needs of those over whom they wield their power.

Of course we need to reward those who initiate those ideas that are of benefit to the mass of humanity. Of course we must recognise those who possess rare and valuable talent. Of course we should ensure justice for those who accept high levels of responsibility. But none of these people is worth the huge difference in value that is ascribed to them.

In the UK, and I suspect, elsewhere in the world, there is a minimum wage, set so that unscrupulous businessmen cannot exploit too heavily those who produce their wealth for them. If a minimum wage is a sensible barrier to excessive poverty, then a maximum wage can easily be made a similar barrier to excessive wealth. It requires only political will. But, as long as we have a system of government that depends only on the value falsely accorded to money, we will have a control system that prefers the wealthy over the vast majority of hard-working people. Is that what you want?

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Wednesday, 17 August 2011

Stuart's Daily Word Spot: Banker

Various Federal Reserve Notes, c.1995. Only th...Image via Wikipedia
Banker: noun – a chiseller, selfish user, cheat, liar, destroyer of worlds, wanker (of course), greedy pig, money worshipper, materialist, …. I’m sure you can add your own to this list of synonyms; please do.

‘The banker promised to do the best he could for the customer but discovered that this would be inconvenient for him, so helped himself instead.’

‘Counting his customers’ money, the banker decided he had more right to it than the lawful owners, so devised sophisticated methods to rob them of it.’

‘Advising his customer to take out the low interest mortgage, because it was cheaper than that offered by the opposition, the banker smiled as he slapped on an unjustified and swingeing handling fee that was mentioned only within the fourth paragraph of the nineteenth page of the small print.’

‘The customer didn’t want or need Payment Protection Insurance, but the banker included it in the loan anyway, knowing that most customers would either not notice or be too lazy or intimidated to demand its removal.’

‘When I asked the banker whether the Payment Protection Insurance would apply at once in the event of redundancy or sickness, she assured me this was the case. However, when I was made redundant a short while later, I learned that the PPI would not become effective until I had been out of work for 6 months.’

‘The banker promised the government that he would lend money, at reasonable rates, to any viable small business that applied for it, but he made the process so difficult and costly that very few felt it was worth their while.’

‘When bonus time came around, the banker decided that normal rules - requiring some evidence of achievement, success or extraordinary effort to serve his customers – would not apply to those in the banking industry, so they paid everyone above a certain level of seniority excessive sums regardless of performance, and all the bankers were happy.’

I know this is an extra; but, hearing the news about mortgage lending schemes with small print and excessive handling charges, I just had to have my say.

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Tuesday, 5 July 2011

Tiling with a message on the airwaves.

A little while ago, via Facebook, the airline, KLM, offered people the opportunity to design a tile, in the style of the Delft potteries, to be placed on one of their aircraft. For the fun of it, and because I had a short message to send out to the world, I had a go.
The tile is shown here and this link will take you to the site where you can see it being placed on the aircraft's skin.
And my message, in case you can't read it? 'Money, like knowledge, is best spread evenly.'

Saturday, 2 April 2011

Writing Contests

A quick note to let my regular readers know I've just updated the Writing Contests page. It now also contains information linking to poetry contests as well as the usual short stories and novels. There are currently 95 links there, so, if you're interested in writing for prizes, pay a visit to the Writing Contest tab above and see if anything there takes your fancy.
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